Who Pays For Car Accidents in Tennessee?
The experienced Nashville lawyer with a reputation for results
Car accidents happen every day in Nashville and throughout Middle Tennessee. People suffer serious injuries, and their lives are changed, sometimes permanently. When negligence caused your car crash, negligent parties need to be held accountable, but the legal process can be complicated. That’s why you need an experienced car accident compensation lawyer on your side.
The Law Office of Eric Beasley has been fighting for the injured in the Nashville area for more than 20 years. Former clients continue to refer car accident attorney Eric Beasley to people they know because of the honest answers they got and the hard work he puts into their cases. He does not give up on cases until clients get the results they need.
We know how insurance companies operate
When people are hurt in a car wreck, who pays financial compensation? Usually, it’s an insurance company representing a negligent driver. All drivers in Tennessee are required to buy car insurance to cover the costs of treating injuries and repairing property damage if there’s an accident.
The minimum amounts of liability coverage required are:
- $25,000 for each injured person, per accident
- $50,000 total for all injuries in an accident
- $15,000 for property damage, per accident
Damages in a car accident can easily exceed those amounts. That’s why it is generally a good idea for all drivers to buy higher amounts of liability coverage. There is also optional coverage available that can be very helpful, such as collision coverage to pay for damages to your car.
Another option is uninsured (UM) and underinsured motorist protection (UIM) for your policy. This will pay for damages in an accident caused by a driver who does not have insurance or does not have enough insurance coverage.
If you are hurt in an accident caused by a negligent driver, you can file a claim for damages with that driver’s insurance company. That’s where it can get complicated. The driver may deny causing the accident and may even try to blame you.
One thing you can be sure of is that the insurance company will not be on your side. Their interest is in paying you as little as possible. So, they may argue that your injuries aren’t that bad or were pre-existing. They may offer you a settlement that falls far short of covering the damages you have suffered.
How much is my car accident worth?
The amount of money you receive for your car accident claim or lawsuit can vary widely, from thousands of dollars to significantly more. What matters most is you should be compensated for all your accident-related expenses, now and in the future. Such expenses can include:
- The cost of all your medical care related to your accident, including future anticipated costs.
- Money to repair your car or buy a new vehicle if your damaged car is a total loss.
- Replacement income if you cannot work while you’re recovering from your car accident injury.
You should also receive money for non-economic damages, which don’t have a specific price tag but which are just as real and important. Non-economic damages can include money for pain and suffering, especially if you have serious back pain or chronic neck pain (including whiplash) due to your accident, and other accident-related losses.
Learn more about the true total financial impact of your car accident by talking to an experienced car accident compensation lawyer as soon as possible.
Determined to get the results you need
That’s why you need an experienced car accident lawyer who knows how to fight back against insurance companies and build a strong case that they must take seriously. Attorney Beasley has earned a reputation for taking on tough cases and getting results.
Our legal team will investigate your crash to get the facts. This involves gathering evidence, including any existing video. We carefully review accident reports, medical records and other documentation. We interview witnesses and if needed, consult accident reconstruction experts and other specialists.
You can expect us to keep the pressure on the insurance company until you recover the compensation you need and deserve. Whether it’s through a negotiated settlement or a jury verdict, Nashville car accident attorney Eric Beasley is determined to get results.
Learn more about how we can help. Contact us today to schedule a free consultation with a Nashville car accident compensation lawyer you can count on to fight for the money you rightfully deserve, whether it’s a car accident claim or lawsuit.