Insurance Companies and Truck Accidents
Experienced Nashville attorney who gets results
When you're dealing with an insurance company after a truck accident, don’t be surprised if it feels like you’re getting hit twice. After a bad truck accident, the focus should be on your healing. Unfortunately, that’s not always possible.
At The Law Office of Eric Beasley, we know there’s often an insurance company standing in the way demanding that you prove your injuries or that you weren’t at fault before providing you with the compensation you need to get your life back on track.
If you or a loved one is the victim of a truck accident, it is important that you contact a lawyer experienced in Tennessee personal injury law as soon as possible. Don’t fall into an insurance adjuster’s trap. A simple “yes” or “no” at the wrong time could ruin your whole case and result in a lowball settlement that doesn’t cover all your expenses.
Insurance company tactics
Here are just some of the tricks we’ve seen insurance companies try to pull:
“We’re on your side”
After a truck accident, insurance company adjusters will be in contact with you. The adjuster you meet will most likely be pleasant and friendly. They want to build trust to make it easier to pull information out of you that they can twist around and use against you later. You do not have to, nor should you, talk to the insurance company of an at-fault driver. It may seem odd - because you’ve been a paying client for years - but you cannot fully trust the adjuster from your insurance provider, either. Say as little as possible.
“This is the best we can do”
Insurance companies know that you are likely unsure of what to do after a serious truck accident. They try to exploit this difficult time in your life by offering you a tiny settlement and bullying you into believing that this is the best offer you’re going to get.
You do not need to settle right away. Your winning verdict or settlement should cover past, current, and future expenses related to the accident. We understand no one wants to take part in a long and drawn-out claim process or lawsuit. The Law Office of Eric Beasley will work quickly to get you the compensation you deserve, but we will never accept a lowball settlement.
“Say it again”
After an accident, insurance adjusters – yours and/or the at-fault driver’s – are collecting evidence to build a case against you and your claim. They will often ask many versions of the same question in the hopes of getting you to contradict yourself or show even the slightest bit of uncertainty about your claim. They want to make it sound like the accident was your fault, that you don’t know what you’re talking about or that you’re a liar. If they’re successful, they may be able to get out of paying you anything on your claim.
Will insurance pay my medical bills after a truck accident?
They should. If you sustained a serious injury in an accident caused by a truck driver, you can and should be compensated for all your medical expenses. Medical bills due to a serious truck accident can easily add up thousands of dollars or significantly more, especially if you need surgery or long-term medical treatment due to a truck accident injury. You should not have to pay these bills. You didn’t do anything wrong. But the insurance company may not see it that way.
How do insurance companies determine who was at fault?
Insurance companies consider a wide range of factors when determining who caused a truck accident. They review the official accident report, medical bills, statements from eyewitness or people involved in the crash. In the case of commercial truck accidents, insurance companies also contact the trucking company to gather evidence about the truck driver and important maintenance or repair records.
You need to do the same. However, gathering such information can be very challenging. That’s why it’s important to have an experienced truck accident lawyer on your side who knows how to investigate truck accidents and can gather evidence in support of your injury claim.
What if an insurance company denies my truck accident claim?
Don’t be surprised if an insurance company denies your truck accident claim. Such claims are often worth a lot of money. And the at-fault party’s insurance company will do everything they can to protect their bottom line.
When this happens, the best thing you can do is have your truck accident attorney fight for the money you rightfully deserve. Experienced lawyers know how to take on insurance companies and negotiate effectively with them. And if they refuse to cooperate, your truck accident lawyer can file a lawsuit on your behalf seeking damages, the legal term for financial compensation.
Call for a free consultation
Most insurance companies opt to settle with us rather than face us in court. We’re not afraid to go to trial when insurance providers are being unreasonable.
Attorney Eric Beasley has been winning verdicts and settlements for truck accident victims in Nashville since he opened his practice more than 20 years ago. Our firm handles all kinds of truck accidents including head-on collisions, wide turn crashes and rollovers.
if you’ve been in a truck accident, you’re hurt, probably missing work, and worried about bills.; This is no time to take on tricky insurance companies by yourself. Attorney Beasley has decades of experience working with Tennessee insurance providers. Our law firm will hammer away at the insurance companies to get you the compensation you need to recover the health, property and security you lost in an instant.
If you’ve been injured in a truck accident in Nashville, contact us today to schedule a free consultation.